The finance ministry is reviewing the Pradhan Mantri Fasal Bima Yojana’s cup-and-cap model. This comes as crop insurance business declines, with premium collections expected to fall significantly. Large states are shifting to the cup-and-cap model, which limits insurer risk and profitability. The review aims to ensure the scheme’s long-term sustainability and effective farmer coverage.Read More

Bandhan Bank has sold a ₹3,212 crore microfinance non-performing loan portfolio to ARCIL for ₹578 crore. This sale followed a Swiss Challenge process. The bank also initiated a process to sell an additional ₹3,720 crore in loans. These actions come as the bank’s asset quality faced pressure from the microfinance segment.Read More

Nifty 50 is consolidating near all-time highs, facing resistance at 26,200, indicating near-term indecision. Analysts suggest range-bound trade with sector-specific opportunities, while Bank Nifty shows signs of potential profit-booking. Experts recommend specific stock bets like Lupin and Varun Beverages for potential gains.Read More

Silver prices have surged dramatically, nearly doubling since August and reaching record highs, driven by speculative fears of US tariffs. This rally, fueled by pre-emptive buying and inventory drains, has seen extreme borrowing costs and global shortages. While industrial demand supports the rise, its increasing cost may limit further gains, and historical patterns suggest a...Read More

Coforge is acquiring California-based Encora for $2.35 billion, bolstering its AI capabilities in healthcare and hi-tech, and expanding its US market presence. This strategic move aims to position Coforge for future growth, with the combined entity projected to significantly increase revenue and potentially become India’s seventh-largest software exporter.Read More

India’s primary market experienced a record year in 2025, but many companies that went public are now trading below their initial offer prices. This highlights a gap between initial excitement and lasting investor confidence. While some large IPOs performed well, smaller ones struggled.Read More

Global stocks hovered near record highs amid light trading, while silver surged to a new peak, extending a historic year-end rally. Equities saw gains in Australia, with modest declines anticipated in Japan. Investors are closely watching AI trends and Federal Reserve interest rate decisions for future market direction.Read More

Banks are asking the Reserve Bank of India for more time on loan relief for exporters. The current scheme ends this month. Exporters face ongoing challenges from global trade issues. Banks believe the real impact of these issues will be seen next quarter. An extension would offer a crucial safety net for exporters.Read More

Investors faced a tough choice. A few tech giants dominated market gains, forcing many to own them to keep up. This concentration made active fund managers struggle. Money flowed out of active funds, while passive funds saw inflows. Deviating from the market index proved costly for investors.Read More